1. General

• These Terms and Conditions govern your use of the payment gateway services provided by us.
• By accessing or using the payment gateway, you acknowledge and agree to these Terms and Conditions. If you do not agree, please refrain from using our payment services.

2. Payment Processing

• We use secure third-party payment processors to handle transactions. By making a payment, you consent to the processing of your payment information by our payment partners.
• All payments must be made in the currency and method specified at the time of checkout.
• Any additional fees, such as taxes, currency conversion charges, or processing fees, will be displayed before confirming the payment.

3. User Responsibilities

• You are responsible for ensuring that the payment details you provide are accurate and complete.
• It is your responsibility to ensure sufficient funds or credit availability for the transaction.
• Any fraudulent use of the payment gateway will result in immediate termination of services and may involve legal action.

4. Data Privacy

• We adhere to strict data privacy guidelines to protect your payment and personal information.
• Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your data.

5. Transaction Confirmation

• Upon successful payment, you will receive a confirmation receipt via email.
• If you do not receive a confirmation email, please contact our support team immediately.

6. Refunds and Cancellations

• Our Refund Policy outlines the conditions under which refunds are processed. Please refer to the Refund Policy.
• Cancellations and refunds may be subject to additional fees as applicable.

7. Liability

• We are not responsible for any delays, errors, or failures in payment processing due to technical issues or third-party service interruptions.
• In case of payment disputes, please reach out to our support team

8. Modifications

• We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website.

9. Puzzle Accuracy

• Chess puzzles on ChessMasterIQ are derived from real chess games freely available on the internet. These games may not always reflect the highest level of play, and opponent moves might not necessarily be the absolute best. Users of ChessMasterIQ are required to analyze the current board position and identify the best move available, regardless of the quality of the opponent's previous moves. ChessMasterIQ aims to provide challenging and instructive puzzles for learning and mastering chess tactics. The solutions provided are calculated by chess engines within certain computational limits. While the engine strives to determine the best move, the solution may not always represent the single optimal move in every scenario. For learning purposes, the engine-calculated solution can be considered the most effective move within the given constraints.

10. Price Changes

• We reserve the right to change the pricing for the Services at any time. We are not obligated to provide prior notice of any price changes.

11. Governing Law

• These Terms and Conditions are governed by the laws of India. Any disputes will be resolved under the jurisdiction of the courts in Bengaluru, Karnataka.